Welcome
Hernando County Employees
Plan Comparison
Compare your options today and make the best choice for your needs! Start now to find the perfect plan for you.
Supplemental Rate Sheet
View all the cost to help you select the plans the meet your needs and your budget.
Benefit Offerings
Allstate Group Voluntary Accident
Accident insurance provides financial protection against unexpected injuries resulting from accidents. Unlike health insurance, which covers medical expenses related to illness or injury, accident insurance focuses specifically on injuries resulting from accidents. It typically offers benefits such as lump-sum payments for covered injuries, which can help offset medical costs, lost wages, and other expenses not covered by health insurance.
Video
Brochure
Application
Allstate Group Voluntary Supplemental Health
Supplemental health insurance enhances your existing coverage by providing additional benefits that help offset medical expenses not fully covered by primary health insurance. It can include coverage for deductibles, copayments, and other out-of-pocket costs related to doctor visits, hospital stays, and prescription drugs. This type of insurance offers financial security and peace of mind, ensuring you have comprehensive protection against unexpected healthcare expenses, beyond what your primary health insurance plan covers.
Video
Brochure
Application
Allstate Group Voluntary Critical Illness
Critical illness insurance offers financial protection against major illnesses like heart attack, stroke, cancer, and others specified in the policy. It provides a lump-sum payment upon diagnosis of a covered condition, which can be used to cover medical expenses, replace lost income, or adapt living spaces for disabilities. This coverage complements health insurance by focusing on specific critical conditions, offering peace of mind and financial stability during challenging times.
Video
Brochure
Application
Allstate Group Voluntary Cancer
Cancer insurance provides dedicated financial support in the event of a cancer diagnosis. It offers a lump-sum benefit upon diagnosis, helping cover medical treatments, lost income, and other expenses not typically covered by health insurance. This specialized coverage ensures individuals can focus on recovery without financial stress, offering peace of mind during a challenging journey with cancer.
Video
Brochure
Application
Allstate Group Term Life to 100
Term life insurance provides coverage for a specific period, such as 10, 20, or 30 years, during which the insured pays regular premiums. If the insured passes away during the term of the policy, the insurance pays a predetermined lump sum, known as the death benefit, to the designated beneficiaries. This type of insurance is typically more affordable than whole life insurance and serves to provide financial protection for dependents, such as paying off a mortgage, funding children’s education, or replacing lost income. Term life insurance does not accumulate cash value and expires at the end of the term if not renewed, making it a straightforward and cost-effective option for temporary financial protection.
Video
Brochure
Application
Allstate Group Hospital Indemnity
Hospital indemnity insurance provides financial protection by paying a fixed amount for each day you’re hospitalized due to sickness or injury. It helps cover out-of-pocket costs like deductibles, copays, and other medical expenses that health insurance may not fully reimburse. This supplemental coverage offers peace of mind by providing cash benefits directly to you, ensuring you can focus on recovery rather than worrying about financial burdens during hospital stays.
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Brochure
Application
Aflac Dental Supplement
Dental insurance covers a variety of dental care services, including preventive care (such as routine exams, cleanings, and X-rays), basic procedures (like fillings and simple extractions), and major treatments (such as root canals, crowns, and dentures). It typically operates on a benefit year basis, offering coverage limits and often requiring a deductible or copayment.
Video
Brochure & Rates
Application
US Legal Insurance
Legal insurance provides individuals and families with access to affordable legal services and protection. With a legal insurance plan, members can receive professional legal advice and representation for a wide range of personal legal matters, including wills, real estate transactions, traffic violations, and family law issues. This coverage offers peace of mind by reducing the financial burden and ensuring that expert legal assistance is readily available when needed.
Video
Brochure
Application
Need more information? Attend one of our group meetings!
Monday, August 5th
Official Group Meetings
Hernando County Admin. Training Room
8:30 – 10:00
10:30 – 12:00
2:00 – 3:30
Wednesday, August 7th
Official Group Meetings
HCUD Wiscon – 7:30
HCUD Main Office – 10-3
7:30 – 9am (Wiscon only)
10:30 – 12:00
1:30 – 3:00
Friday, August 9th
Official Group Meetings
Hernando County Courthouse Jury Assembly Room
8:30 – 10:00
10:30 – 12:00
2:00 – 3:30
Monday, August 12th
Official Group Meetings
Department of Public Works Training Room
7:30 – 9:00
10:00 – 11:30
Wednesday, August 14th
Official Group Meetings
Building Division Meeting Room
8:00 – 9:30
10:00 – 11:30
2:00 – 3:30
Friday, August 16th
Hernando County Admin. Training Room
All Day Service Date
Assistance with Benefits
8am – 4pm
Newly Hired
Review this presentation to get an overview of you benefits.